JOC.Financial

𝐀𝐍𝐎 𝐍𝐆𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐔𝐓𝐔𝐀𝐋 𝐅𝐔𝐍𝐃? Dahil marami sa mga Pilipino lalo na ang mga 𝐎𝐅𝐖, walang oras pa para pag-aralan mabuti ang 𝐅𝐮𝐧𝐝𝐚𝐦𝐞𝐧𝐭𝐚𝐥 at 𝐓𝐞𝐜𝐡𝐧𝐢𝐜𝐚𝐥 𝐀𝐧𝐚𝐥𝐲𝐬𝐢𝐬 ng 𝐒𝐭𝐨𝐜𝐤 𝐌𝐚𝐫𝐤𝐞𝐭 kaya nagkaroon ng 𝐌𝐮𝐭𝐮𝐚𝐥 𝐅𝐮𝐧𝐝. Ang 𝐌𝐮𝐭𝐮𝐚𝐥 𝐅𝐮𝐧𝐝 ay Investment Company na legal na nangongolekta ng pondo sa publiko para mailagay sa iba ibang financial instruments tulad ng Money Market, Bonds at Stocks. Ang Mutual Fund ay may mga empleyado na eksperto sa pag-invest sa stock market na tinatawag na 𝐅𝐮𝐧𝐝 𝐌𝐚𝐧𝐚𝐠𝐞𝐫 kaya alam nila kung aling stocks ang mabilis na tumaas ang Stock Price at nagbibigay din ito ng malaking Dividends dahil na rin nakatutok sila palagi sa stock market. Ang isa pang advantage ng Mutual Fund ay naka diversified ang investment mo dito sa mga Blue Chip Stocks. Regulated ng Securities and Exchange Commission (SEC) ang Mutual Fund at may batas na pinatupad tulad ng Investment Company Act o Republic Act no. 2629...

  PERSONAL FINANCE, SAVINGS, INVESTMENTS, PROTECT FROM INCOME LOSS How to Combat Financial Anxiety February 2021   by Singlife Philippines     3 min read   Share Article     Whether it’s an unexpected medical expense or planning for big purchases, thinking about your finances can cause stress and anxiety. While almost everyone worries about money at least once in their life, prolonged and elevated financial anxiety can interfere with your day-to-day life. This can lead to poor health and mental well-being. If you find yourself struggling with your finances, here are some tips to combat your money anxiety. 1. Set goals and plan ahead Whenever you’re not sure where to start, it’s always good to go back to the drawing board and start planning. Think about your goals in the future, whether it’s buying a house, or even saving for a vacation. Once you’ve mapped out your goals, it’s easier to keep track of them and plan around it. Planning helps you achieve y...

  PERSONAL FINANCE, SAVINGS Ways to Stop Emotional Spending February 2021   by Singlife Philippines     3 min read   Share Article     Emotional spending is the act of buying something you do not need based on your mood at that current time. This impulsive buying behavior could be because you’re feeling stressed, bored, unhappy, underappreciated and so on. While people usually spend to improve their mood, emotional spending can also occur when you’re feeling happy. For instance, people tend to spend when they get a bonus or did well in something because of the “treat yourself” mindset. Treating yourself once in a while is completely fine, but if it happens too regularly, you might find yourself falling into bad spending habits.  If you find yourself impulse buying repeatedly, it’s time to put a stop to it. Here are five ways that will help you put a stop to this behavior. 1. Identify Your Triggers To solve any problem, we need to get to the root o...